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What is RBI UDGAM Portal?

What is UDGAM Portal?

A single website where you can look for unclaimed deposits at any bank in India.

What are Unclaimed Deposits?

The balance of a current or Savings account inactive for 10 years, or FDs unclaimed for 10 years after maturity.

Depositor Education & Awareness Fund

By March 2023, public & private banks had moved crores of unclaimed deposits to the DEAF. You can still claim this money.

How Does the UDGAM Portal Help?

UDGAM portal improves banking by helping people find money that they forget about in different banks.

How to Access UDGAM?

Log on to Enter registered mobile number & password, click “Login.” Enter the received code.

Banks Listed in the UDGAM Portal.

List of Banks includes: SBI, PNB, CBI, Dhanlaxmi Bank, South Indian Bank, & DBS Bank India. More will be added.


It will help people find information about their forgotten deposits and claim the money they didn't know they had.